Protect your organisation from budget blowouts

Machinery Breakdown Insurance can protect your organisation from budget blowouts when your machinery is damaged or breaks down.

This is a great way to control your expenses if you're responsible for a Catholic hospital, parish, aged care facility, or school or college.

What you're covered for:

• Refrigerators & ice machines

• Cool room motors

• Centrifugal chillers

• Air compressors

• Air conditioners & evaporative coolers

• Dishwashers & glass washers

• Washing machines & dryers

• Cooking exhaust canopies

• Switchboards & lighting/ power generators

• Microwave ovens

Features:

• Repairs are paid in full including charges for overtime, airfreight, and the hire of temporary replacement machinery (up to 5% of the item insured)

• We cover the costs of dismantling, re-erecting, and removing debris

• When refrigerant is lost after damage, we cover the costs of replacing it (up to 5% of the item insured)

• There is no deduction for depreciation

Optional cover:

You have the option of extending your cover to include Consequential Loss (also known as Business Interruption Insurance) as a result of machinery breakdown.

This is useful if you have significant dependence on a key piece of equipment and replacement may take time (e.g. if new equipment needs to be imported or specially designed).

How does machinery breakdown insurance work?

Machinery Breakdown Insurance in action

During an extreme hot spell, an air-conditioner in a school classroom stops working for no apparent reason. The room is rendered too hot for learning and classes are relocated until the problem can be fixed.

With Machinery Breakdown Insurance in place, CCI quickly assesses the air-conditioner, determines that the motor has burnt out and is beyond repair, and organises for it to be replaced as soon as possible so classes can resume in the room.​