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Home CCI > Insurance > Machinery Breakdown Insurance

Protect your organisation from budget blowouts

Machinery Breakdown Insurance can protect your organisation from budget blowouts when your machinery is damaged or breaks down. 

This is a great way to control your expenses if you're responsible for a Catholic hospital, parish, aged care facility, or school or college.

What you're covered for:

  • Refrigerators & ice machines

  • Cool room motors

  • Centrifugal chillers

  • Air compressors

  • Air conditioners & evaporative coolers

  • Dishwashers & glass washers

  • Washing machines & dryers

  • Cooking exhaust canopies

  • Switchboards & lighting/ power generators

  • Microwave ovens


  • Repairs are paid in full including charges for overtime, airfreight, and the hire of temporary replacement machinery (up to 5% of the item insured)

  • We cover the costs of dismantling, re-erecting, and removing debris

  • When refrigerant is lost after damage, we cover the costs of replacing it (up to 5% of the item insured)

  • There is no deduction for depreciation

Optional cover:

You have the option of extending your cover to include Consequential Loss (also known as Business Interruption Insurance) as a result of machinery breakdown. 

This is useful if you have significant dependence on a key piece of equipment and replacement may take time (e.g. if new equipment needs to be imported or specially designed).

How does machinery breakdown insurance work?

Machinery Breakdown Insurance in action

During an extreme hot spell, an air-conditioner in a school classroom stops working for no apparent reason. The room is rendered too hot for learning and classes are relocated until the problem can be fixed.

With Machinery Breakdown Insurance in place, CCI quickly assesses the air-conditioner, determines that the motor has burnt out and is beyond repair, and organises for it to be replaced as soon as possible so classes can resume in the room.

Need help to reduce your risk?

CCI's Risksupport team is dedicated to helping you minimise risks. As a valued CCI client, we can help you create safe and secure workplaces, and protect your property and assets.

We've developed a range of Risksupport tools and resources to help you reduce the chances of accidents, injury or interruption to your valuable services.

Visit Risksupport Resources



© Catholic Church Insurance Limited (CCI) ABN 76 000 005 210, AFS Licence No. 235415, GPO Box 180 Melbourne 3001. All rights reserved. The information on this website is intended to provide a summary and general information only to clients of CCI. It does not constitute, and should not be relied on as advice or considered as a comprehensive coverage of the topics discussed. You should seek independent and professional advice that is tailored to your own circumstances. CCI will not take responsibility for any loss, damage or injury to any persons incurred by the use of content contained on this website.