Protect your organisation from compensation payouts

Public Liability Insurance indemnifies your organisation when you're liable to pay compensation because of:

• Personal injury,

• Property damage, or

• Advertising liabilities (such as copyright infringement).

Cover for damage arising from your products

If you're responsible for a Church organisation, or school or college, this policy can help protect it.

The policy also provides cover for personal injury or property damage arising from your products.

(Your products include anything you manufacture, construct, erect, install, repair, service, treat, sell, supply or distribute, including packaging and containers.)

Features:

• Up to $300,000,000​ per cover occurrence

• Definition of insured tailored to include all relevant Church, school & college personnel

• Cover for libel, slander, or breach of copyright relating to school magazines and parish newsletters

• The policy takes into account business activities like fetes, exhibitions, art & craft shows, social functions, sports meetings and carnivals.

• The policy cover members of unincorporated bodies such as welfare and sporting groups, provided the group is formed with your consent and operates under your control

• Covers expenses for public relations or media advisors in the event of a crisis​

How does Public Liability Insurance work?

Public Liability Insurance in action

An elderly parishioner slips on a cracked step and falls while walking out of Church. She breaks her hip requiring surgery and extensive rehabilitation.

The Parish is found to be liable because it failed to properly maintain the steps. The injured parishioner receives $75,000 in compensation, which is paid by CCI, along with the Parish's legal costs, thanks to the Parish's Public Liability policy.