Public Liability Insurance
Protect your organisation from compensation payouts
Public Liability Insurance indemnifies your organisation when you're liable to pay compensation because of:
Property damage, or
Advertising liabilities (such as copyright infringement).
Cover for damage arising from your products
If you're responsible for a Church organisation, or school or college, this policy can help protect it.
The policy also provides cover for personal injury or property damage arising from your products.
(Your products include anything you manufacture, construct, erect, install, repair, service, treat, sell, supply or distribute, including packaging and containers.)
Up to $300,000,000 per cover occurrence
Definition of insured tailored to include all relevant Church, school & college personnel
Cover for libel, slander, or breach of copyright relating to school magazines and parish newsletters
The policy takes into account business activities like fetes, exhibitions, art & craft shows, social functions, sports meetings and carnivals.
The policy cover members of unincorporated bodies such as welfare and sporting groups, provided the group is formed with your consent and operates under your control
Covers expenses for public relations or media advisors in the event of a crisis
How does Public Liability Insurance work?
Public Liability Insurance in action
An elderly parishioner slips on a cracked step and falls while walking out of Church. She breaks her hip requiring surgery and extensive rehabilitation.
The Parish is found to be liable because it failed to properly maintain the steps. The injured parishioner receives $75,000 in compensation, which is paid by CCI, along with the Parish's legal costs, thanks to the Parish's Public Liability policy.
Need help to reduce your public liability risk?
CCI's Risksupport team is dedicated to helping you minimise risks. As a valued CCI client, we can help you create safe and secure workplaces, and protect your property and assets.
We've developed a range of Risksupport tools and resources to help you reduce the chances of accidents, injury or interruption to your valuable services.