Voluntary Workers Personal Accident Insurance
Ease the pain of accidents for your volunteers
Voluntary Workers Personal Accident Insurance can help your unpaid workers if they have an accident at work.
It can provide a number of benefits including:
Lump sum payments for various injuries,
weekly payments, and
reimbursements for relevant expenses.
What you're covered for:
$10,000 for medical expenses
$5,000 for emergency transport following bodily injury
Up to $2,000 for home tutorial for students unable to attend classes for at least five consecutive days
Up to $10,000 for home and vehicle modifications in the event of paraplegia or quadriplegia
100% of Weekly Benefit for volunteers unable to carry out their usual occupation
30% of Weekly Benefit for volunteers unable to carry out their usual domestic duties
100% of your sum insured for:
- Death (as defined in the policy schedule)
- Loss of sight in both eyes
- Loss of both feet/hands
- Paraplegia, quadriplegia & permanent disablement
How does Voluntary Workers Personal Accident Insurance work?
Voluntary Workers Personal Accident Insurance in action
A Church volunteer has an accident while driving a bus of parishioners to an event.
As a result of his injuries, he is unable to carry out his usual full time job for 12 months and needs domestic assistance while recovering.
Because the Parish has Voluntary Workers Personal Accident Insurance in place, CCI
Pays for domestic assistance for two months, and
Pays the volunteer $600 a week, for loss of wages, for 12 months.
Target Market Determination
Target Market Determination (TMD) can be accessed here.
Need help to reduce your risk?
CCI's Risksupport team is dedicated to helping you minimise risks. As a valued CCI client, we can help you create safe and secure workplaces, and protect your property and assets.
We've developed a range of Risksupport tools and resources to help you reduce the chances of accidents, injury or interruption to your valuable services.